Construction Insurance: Specialist Coverage Required for Larsen Contracts

ABL Group are proud to work with many great local contractors and have insured significant projects for clients over the years. We recently worked with Larsen Contracts Ltd to provide all insurance covers for their contract to undertake extensive concrete repairs to residential tower blocks in Greater Belfast, for their client NIHE.

The job was completed on time within 10 months and involved working at heights up to nineteen stories, using a mix of elevation platforms, scaffold & rope access. Peter McGill, Director at Larsen Contracts said “The tower blocks remained occupied throughout the contract and disruption to residents was kept to an absolute minimum. We are specialists in this line of work and were delighted to gain the contract.”

All site work creates obvious risks for contractors, including injury to employees, sub-contractors and third parties and also damage to third party property. Any job involving height work increases the risks significantly and insurance companies are often wary of covering this work. Contracts where the public are in close proximity also present additional risks that must be managed and insured against. An experienced construction insurance broker can advise the client correctly to ensure they cover their exposures.

Understand the Risks

We understand the risks faced by contractors including the technical insurance issues in respect of collateral warranties and professional indemnity risks. Many of the insurers we place business with provide free collateral warranty checking services which help clients understand what they are signing off.

We are happy to offer any local contractor a free audit of their existing insurance arrangements, to see if the correct covers are in place and that everything is cost effective. We can also offer the services of an experienced risk manager who can assist with all areas of construction safety to keep clients ahead of the game, as well as a free online safety management portal.

ABL Group have offices in Belfast, Armagh, Newry, Downpatrick, Coleraine & Banbridge and a large team of commercial insurance experts with in-depth experience of contracting risks. Please contact us on 028 90993600.



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